Low Interest Students Credit Cards for College Level
Student credit cards are specially designed for the college students in the United States. A student credit card can be used to meet the regular expenses. Many of the student credit cards come with reward programs.
Some of the cards are offered at 0% APR for introductory time period, whereas some cards are associated with point earning scheme. You can build very good credit score and that will help you in the future when you have to get a mortgage or a loan.
Below given is a list of best rated student credit cards which are offered with no annual fee.
1. Citi Thank You Preferred Card
This credit card is offered at 0% APR for first 7 months as an introductory period. With this student credit card, you get 2,500 bonus Thank You points when you spend $500 within the first 3 months of card membership. You also earn 2 points on every dollar you spend on entertainment and at restaurants, 1 point for each dollar spent on other thing.
2.Discover it Student Card
This student credit card is issued by Discover Financial with an introductory offer of 0% APR for the first 6 months. It offers 5% cash back on expenditure of $1,500 quarterly in different rotating categories and there is 1% cash back on all purchases made by you.
3.Discover it for Students with $20 Cashback Bonus
This student credit card comes with introductory offer of 10.99% introductory APR for 6 months on balance transfers. It offers $20 Cashback Bonus if you make your first purchase within 3 months of approval with this card. You also earn up to 5% cash back on your purchase at department stores and online shopping from October to December 2014 up to $1,500 limit. There is 1% cash back on all other purchases. There is no over limit fee or late fee to be paid.
4.Discover it Chrome for Students with $20 Cashback Bonus
This student credit card offers $20 cash back if you make a purchase within the first 3 months of the card approval. There is also sign up bonus offered. You get2% cash back on shopping at restaurants and gas stations on up to $1,000 each quarter, beyond that limit you get 1% cash back. There is no foreign transaction fee or over limit fee charged.
5.JourneySM Student Rewards from Capital One
This card is offered with 1% cash back on all your purchases. You also get 25% bonus on the cash back every month if you make your bill payment on time. If you make your first 5 monthly payments on time, you can get higher credit line.You can also set up for automatic redemptions.
6.Wells Fargo Cash Back℠ College Card
With this credit card, you earn 3% cash back on purchase of gas, grocery and drugstore as an introductory offer for the first 6 months. Then onwards you will earn 1% cash back. Cash back can be redeemed as a deposit into your account, as a check or as credit. If you have good credit score, you will beget many other benefits.