Apple Pay UK: How to Use the Apple Pay for Making Cashless Payments
Apple Pay UK: Apple Pay has emerged as one of the most efficient online wallets for iOS device users across the UK to make quick payments for goods and services for up to £30. After enormous success in the US, this digital payment system was launched in the UK in July 2015.
Herein is a concise guide on how to use Apple Pay in the UK to give you every bit of information you need to get started making secure contactless payments with your Apple devices- Mac, iPhone, iPad, and even the Apple Watch.
Essential Requirements to be Able to Use Apple Pay
To be able to use Apple Pay, you must meet the following essential requirements:
Use any compatible device- Add the supported credit/debit card details to the Wallet app on your device
- Have an account with a bank supporting Apple Pay
- Set up the Apple Wallet on your device
- iCloud signed in Apple ID
For making payments with multiple devices using Apple Pay, you must add any supported debit/credit card to all concerned devices. You can store up to 12 cards on your Apple Wallet.
Financial Institutes/Banks Offering Apple Pay Services in the UK
To date, there are 23 banks in the UK supporting Apple Pay transactions including:
- American Express
- Barclays
- Barclaycard
- Bank of Scotland
- Clydesdale Bank
- The Co-operative Bank
- HSBC
- Lloyds Bank
- MBNA
- Royal Bank of Scotland
- Santander
- Tesco Bank
- Yorkshire Bank
Where Can I Use the Apple Pay to Make Payments?
The majority of the retail shops having contactless payment terminals accept money through Apple Pay for transaction up to £30 (some merchants now accept payments for amounts more than £30). Other than this, you can also use the platform for payments for Transport for London, web-based transactions, and in-app purchases.
How to Make Payments with the Apple Pay
Retail Stores
Using iPhone: Find the contactless reader with the Apple Pay symbol to know that it is compatible to accept payment from your device. To use the credit/debit card on your Wallet, you just need to rest your finger on the Touch ID on your iPhone holding it just a few centimeters away from the reader. You will see the checked mark ‘Done’ message on the screen upon completing the transaction successfully.
Using Apple Watch: Double click on the side button of your watch, simply hold your Apple watch display a few centimeters away from the contactless reader. When you feel the gentle tap on your device, the transaction is completed.
In-App Purchases
- Choose Apple Pay on your device
- Tap on the desired card you want to use for the payment
- Enter and check the billing, delivery address, and shipping details
- Touch and hold your finger on the Touch ID of your iPhone or iPad/ Double click on the side button of your Apple Watch
- You will see the checkmark sign and Done on your screen to know that the transaction is successful
On the Web (Safari)
You can make payments on the web on the Safari browser using compatible iPhone, iPad or Mac devices.
iPhone/iPad
- Tap the Apple Pay button/Buy with Apple Pay
- Check and confirm the billing, delivery address, and shipping details
- Tap on the desired card you want to use for the payment
- Touch and hold your finger on the Touch ID
- You will see the check mark sign and Done on your screen to know that the transaction is successful
MacBook Pro with Touch ID
- Tap the Apple Pay button/Buy with Apple Pay
- Check and confirm the billing, delivery address, and shipping details
- Using the up and down arrow sign, choose the card you want to use for making a payment
- Place and hold your finger on the Touch ID/ Tap on the Apple Pay icon located on the Touch Bar
- Follow the instructions on the screen to take further actions
- You will see the check mark sign and Done on your screen to know that the transaction is successful
Store UK Loyalty Cards on the Apple Wallet
The Apple wallet allows the users to store multiple debit/credit cards including loyalty cards to add bonus points to their account with every transaction. At present Apple, Wallet supports some important loyalty cards including:
- Starbucks
- KFC Colonels Club Card
- Subway Loyalty Card
Peer to-Peer Payments on Apple Pay
Apple Inc. is all set to launch Peer to Peer payments via Apple Pay in iOS 11. This feature will help the Apple device users to transfer money to each other using the text message facilities. Read more articles on lookup.